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Trusted financial recovery & advisory

Recover, protect and grow your wealth

Finvora Investments traces and reclaims unclaimed shares, dividends, IEPF holdings, insurance and deposits — then helps you invest what you recover with intent.

  • No recovery, no success fee
  • End-to-end documentation handled
  • SEBI, IRDAI and EPFO processes
  • Confidential, named case manager
SEBI-aware, compliance-first process
Confidential, end-to-end handling
An Indian family recovering inherited shares and forgotten financial assets with specialist guidance
Recover forgotten wealth Trace and reclaim shares, IEPF holdings, dormant deposits, policies and provident-fund balances.
A multi-generation Indian family protected against health, life and financial risks
Protect what matters most Life, health and family protection built around real risks and your long-term security.
Indian entrepreneurs connecting responsible finance with business growth and family investment goals
Finance today. Grow tomorrow. Investment guidance and responsible lending for homes, businesses and long-term goals.

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Assets traced & recovered

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Claims filed and pursued

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Specialist service lines

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Client retention rate

A recovery firm that also knows what to do next
Who we are

A recovery firm that also knows what to do next

Most recovery agents stop at the cheque. We start there.

Finvora Investments was built around a simple observation: recovering a forgotten holding is only half the job. What matters is whether the money then does something useful.

Our specialists cover the full statutory landscape — IEPF filings, registrar transmissions, EPFO claims, insurer disputes and dormant deposits — and our advisory desk helps you deploy what comes back into a portfolio built for your actual goals.

Compliance first Every filing follows the prescribed statutory route. No shortcuts that unravel later.
Named case manager One person owns your file end to end, with a monthly written status update.
Confidential by design Your documents are encrypted at rest and never shared outside the case team.
Honest assessment If a claim is not worth pursuing, we say so before you spend anything.
More about Finvora
Why Finvora

Built for cases other firms turn away

Rejected IEPF claims, contested estates, defunct employers and delisted companies — the difficult files are the ones we are set up for.

Specialists, not generalists

Separate desks for IEPF, transmission, provident fund, insurance and deposits. Each knows its registrar personally.

Rejection recovery

We take on claims that have already failed once, diagnose the defect and refile them correctly.

Documentation done for you

Affidavits, indemnity bonds, succession paperwork and public notices — drafted, executed and dispatched.

NRI and overseas heirs

Consular attestation, apostille and remittance routes handled for claimants living abroad.

Advice after recovery

A recovered corpus deployed against real goals, with tax consequences explained upfront.

Relentless follow-up

Most claims stall at the nodal officer. We chase weekly until the file moves.

Most requested

Where most clients start

These are the services people come to us for first — usually after discovering a certificate, a policy or a passbook nobody knew about.

View all services
Duplicate Shares Share Services

Duplicate Shares

Replace lost, stolen or destroyed share certificates

A missing share certificate does not mean a lost holding. We complete the affidavit, indemnity, public notice and registrar formalities to have a dupl...

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IEPF Claim Asset Recovery

IEPF Claim

Recover shares and dividends transferred to the IEPF

Shares and dividends unclaimed for seven consecutive years are transferred to the Investor Education and Protection Fund. They are not lost — Finvora...

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Mutual Funds Investment Services

Mutual Funds

Goal-based portfolios across equity, debt and hybrid schemes

A portfolio constructed around your goals, horizon and tax position — then monitored, rebalanced and reported on, rather than sold and forgotten.

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Transmission of Shares Share Services

Transmission of Shares

Transfer shares of a deceased holder to legal heirs

Transmission moves securities from a deceased holder to the nominee or legal heirs. We handle the succession documentation, registrar formalities and...

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How it works

Four steps, no surprises

You will know what the claim involves, what it costs and roughly how long it takes before you commit to anything.

  1. 1

    Free assessment

    Send whatever you have. We verify the holding and tell you honestly whether a claim is viable.

  2. 2

    Documentation

    We prepare every form, affidavit and bond, and tell you exactly what to sign and notarise.

  3. 3

    Filing & follow-up

    We file with the company, registrar or authority and chase the file every week until it moves.

  4. 4

    Settlement

    Funds or securities credited to your account, with a closure report and every reference number.

Client stories

What recovery looks like in practice

Real outcomes from families and businesses who thought the money was gone for good.

“My father held shares in three companies that had gone to the IEPF. Two firms told me it was impossible. Finvora filed all three, chased the nodal officers for months, and every share came back into my demat account. The monthly updates meant I never had to ask what was happening.”
RM Rajesh Menon Retired Bank Manager · Kochi
“After my mother passed away we found certificates from the 1980s across eleven companies. Finvora obtained one succession certificate and used it for every claim instead of putting us through the process repeatedly. That single decision saved us close to a year.”
PI Priya Iyer Architect · Studio Aarambh · Bengaluru
“They restructured our working capital file before approaching anyone. Two lenders had already declined us. Finvora rebuilt the presentation, went to a bank whose policy actually matched our sector, and we were sanctioned at a rate below what we were paying.”
AD Anand Deshpande Managing Partner · Deshpande & Co. · Pune
“A policy of my late husband’s had matured six years earlier and nobody had told us. Finvora traced it, reconstructed the record because we had lost the bond, and handled the whole claim. They were patient with every question I asked.”
FS Fatima Sheikh Homemaker · Hyderabad
“Four employers across fourteen years, three of them with unmerged member IDs, and me sitting in the UAE. Finvora consolidated everything under one UAN and got the withdrawal processed. Being overseas was never an obstacle for them.”
VN Vikram Nair Software Director · Dubai
“Our share certificates were destroyed in a warehouse fire. The FIR, the affidavits, the newspaper notices — Finvora managed every step and then dematerialised the duplicates so we could actually sell them.”
SA Sunita Agarwal Director · Agarwal Textiles · Surat
“What impressed me was the overlap analysis. I owned nine funds that between them held largely the same thirty stocks. Finvora cut it to four and explained the tax cost of each switch before making it.”
DR Dr. Ramesh Kulkarni Consultant Physician · Nagpur
“Certificates in my maiden name, an address three moves ago, and a signature that had changed. Finvora corrected all of it with the registrar and completed the demat. I had assumed the holding was effectively dead.”
MK Meera Krishnan Company Secretary · Chennai
“They found the title defect our own lawyer had missed, got it rectified, and then negotiated both the loan-to-value and the rate together. The overdraft structure suits how our cash flow actually works.”
HS Harpreet Singh Transport Business Owner · Ludhiana
Common questions

Answers before you ask

The questions almost every new client raises in the first call.

Still have a question?

Speak to a specialist — no obligation, no jargon.

Contact us

Start with what you have: old share certificates, insurance policies, passbooks, dividend warrants or correspondence from a company. Send them to us and we run searches across registrars, the IEPF, insurer unclaimed registers, the EPFO and the RBI’s UDGAM portal. The initial assessment is free.

We verify that the holding exists and is claimable, identify the correct statutory route, list the documents required, and give you a written view of feasibility, cost and likely timeline. You are under no obligation to proceed.

No. Names, approximate dates, an old address or a folio number are often enough to start a search. Originals become relevant later, at filing stage, and we tell you exactly which ones are needed.

Recovery matters are usually handled on a success-linked basis: a modest documentation charge to cover out-of-pocket costs, and a success fee payable only on recovery. Advisory and consulting engagements are quoted separately. Everything is set out in writing before we begin.

No. Statutory costs such as stamp duty, notarisation, newspaper advertisements and court fees are passed through at actual cost with receipts. There is no markup and nothing is deducted from your recovery without your written agreement.

A clean IEPF claim usually settles in four to eight months. Transmission cases depend on succession documentation and can take six to twelve. EPF withdrawals often complete in 20 to 45 days. We give you a case-specific estimate after the assessment.

No, and this is important. Recovered shares are credited directly to your demat account and funds directly to your bank account. We never take custody of client assets.

You get a named case manager, a written status update every month, and the reference number for every filing so you can verify progress independently with the registrar or authority.

Insights

Guidance worth reading

Practical explainers on claims, deadlines and the decisions that follow a recovery.

All insights
IEPF claims explained: how to get your shares back Asset Recovery
2 min read

IEPF claims explained: how to get your shares back

Shares unclaimed for seven years move to the IEPF. They are not lost — but getting them back is a formal process where most claims fail on paperwork, not on merit.

Read article
Start your claim

Find out what you are owed

A short call is usually enough to tell you whether a claim exists and what it will take. There is no cost and no obligation.

Get in touch

Tell us what you are trying to recover

Share the details you have. A specialist will review your case and come back within one business day.

Call us

+91 98200 00000

Email us

hello@finvora.in

Visit us

Level 8, Trade Centre, Bandra Kurla Complex, Mumbai 400051, India

Office hours

Mon – Sat, 9:30 am to 6:30 pm IST

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