IEPF Claim
Recover shares and dividends transferred to the IEPF
Shares and dividends unclaimed for seven consecutive years are transferred to the Investor Education and Protection Fund. They are not lost — Finvora...
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Asset Recovery
Unclaimed Mutual Funds
Recover dormant folios, unclaimed dividends and redemptions
Old mutual fund folios with outdated addresses or inactive bank mandates leave dividends and redemption cheques unclaimed. We reactivate the folio and recover the proceeds.
Mutual fund folios opened decades ago often carry an address, bank account or signature that no longer matches reality. Dividend warrants bounce, redemption cheques expire, and the folio quietly goes dormant.
Finvora traces folios across every AMC through the RTAs, completes re-KYC, updates bank and contact details, and recovers unclaimed dividend and redemption amounts — including units held in a deceased investor’s name.
Why clients choose Finvora for this
RTA-wide folio search
A consolidated search across CAMS, KFintech and other registrars using PAN and legacy details.
Re-KYC and reactivation
Dormant folios brought back into compliance so units can be redeemed or switched.
Transmission of units
Complete handling of unit transmission to nominees or legal heirs.
Unclaimed dividend recovery
Historic dividends and redemptions traced and re-issued to your current bank account.
How the process works
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1
Free assessment
Share whatever paperwork you have. We verify the holding and tell you honestly whether a claim is worth pursuing.
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2
Documentation
We prepare every form, affidavit and indemnity, and tell you exactly what needs to be signed or notarised.
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3
Filing & follow-up
We file with the company, registrar, authority or lender and chase the file until it moves.
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4
Settlement
Funds or securities are credited directly to your account. You receive a closure report with every reference number.
Who is eligible
- You or a relative invested in mutual funds, including through legacy physical applications.
- A folio shows no recent transactions, or dividends stopped arriving.
- You are the unit holder, joint holder, nominee or legal heir.
Documents required
- PAN card and Aadhaar of the claimant
- Folio numbers or old account statements, if available
- Cancelled cheque of the current bank account
- Updated KYC documents including address proof
- Death certificate and heirship proof for transmission cases
Frequently asked questions
Yes. Address and bank changes are a standard part of folio reactivation. We complete the change-of-particulars requests with each registrar.
AMCs park unclaimed dividends and redemptions in a separate scheme and pay interest as prescribed by SEBI. The rightful holder can claim them at any time.
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Start your claim
Start your Unclaimed Mutual Funds with Finvora
Send us the details you have. We will confirm whether a claim is viable, what it costs and how long it takes — before you commit to anything.