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Asset Recovery
IEPF Claim
Recover shares and dividends transferred to the IEPF
Shares and dividends unclaimed for seven consecutive years are transferred to the Investor Education and Protection Fund. They are not lost — Finvora files Form IEPF-5 and pursues the claim to credit.
When dividends go unclaimed for seven consecutive years, the underlying shares and the dividends themselves are transferred to the Investor Education and Protection Fund (IEPF). Most investors only discover this when they try to sell, transfer or inherit the holding.
Getting them back is a formal process: Form IEPF-5 must be filed online, an indemnity bond and advance receipt must be executed on stamp paper, and the company nodal officer must verify and forward the claim to the IEPF Authority. Any mismatch in name, signature or address triggers a rejection.
Finvora handles the entire sequence — verification, documentation, e-filing, nodal officer follow-up and IEPF Authority liaison — so the shares land back in your demat account with the dividends paid to your bank.
Why clients choose Finvora for this
End-to-end filing
Form IEPF-5, indemnity bond, advance receipt and the physical claim packet, all prepared and dispatched by us.
Rejection recovery
We take on claims that have already been rejected once, identify the defect and refile correctly.
Nodal officer follow-up
Most delays happen at the company end. We chase the nodal officer until verification is issued.
Transparent fees
A clear, written fee structure agreed before we start work. No hidden deductions on recovery.
How the process works
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1
Free assessment
Share whatever paperwork you have. We verify the holding and tell you honestly whether a claim is worth pursuing.
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2
Documentation
We prepare every form, affidavit and indemnity, and tell you exactly what needs to be signed or notarised.
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3
Filing & follow-up
We file with the company, registrar, authority or lender and chase the file until it moves.
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4
Settlement
Funds or securities are credited directly to your account. You receive a closure report with every reference number.
Who is eligible
- You or a family member held shares in a listed company and dividends went unclaimed for seven or more years.
- The shares appear in the company’s IEPF transfer list, or the folio shows a nil balance despite no sale.
- You are the registered holder, a joint holder, a nominee, or a legal heir of the deceased holder.
Documents required
- PAN card and Aadhaar of the claimant
- Client Master List (CML) of the demat account where shares are to be credited
- Cancelled cheque of the bank account linked to the demat
- Original share certificate, or the folio number if the holding was already dematerialised
- Death certificate, succession certificate or legal heir certificate for transmission cases
- Indemnity bond and advance receipt on the applicable stamp paper
Frequently asked questions
A clean claim usually settles in four to eight months. Cases involving transmission, name mismatches or a prior rejection can take longer because the company nodal officer must re-verify the file.
Yes. Claims by legal heirs are common. You will need the death certificate plus proof of succession — a legal heir certificate, succession certificate or a registered will, depending on the value involved.
Rejections are usually caused by a signature mismatch, an incomplete indemnity bond or an incorrect demat account. We diagnose the defect and refile with the corrections in place.
As shares. They are credited to your demat account in the same quantity, along with any corporate actions. Unclaimed dividends are paid separately into your linked bank account.
Client stories
What clients say about this service
“My father held shares in three companies that had gone to the IEPF. Two firms told me it was impossible. Finvora filed all three, chased the nodal officers for months, and every share came back into my demat account. The monthly updates meant I never had to ask what was happening.”
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Start your claim
Start your IEPF Claim with Finvora
Send us the details you have. We will confirm whether a claim is viable, what it costs and how long it takes — before you commit to anything.