Business Loan
Working capital and growth funding for established businesses
Secured and unsecured business credit arranged against your actual financials, with the file structured to get the best sanction available.
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Loan Services
Home Loan
Purchase, construction, transfer and top-up financing
Home finance arranged on total cost rather than teaser rates, with legal and technical clearance managed alongside the sanction.
A home loan runs for two decades, so a quarter-point difference and a poorly negotiated prepayment clause matter far more than a waived processing fee.
Finvora compares lenders on effective cost across the full tenure, manages the legal and technical valuation, and — for existing borrowers — evaluates whether a balance transfer genuinely pays after switching costs.
Why clients choose Finvora for this
Effective-cost comparison
Rate, spread reset behaviour, fees and insurance compared over the real tenure.
Legal and technical support
Title checks and valuation coordinated so approval is not held up by paperwork.
Balance transfer analysis
An honest calculation of whether switching lenders is worth the cost.
Joint and co-applicant structuring
Structured to maximise eligibility and tax benefit across applicants.
How the process works
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1
Free assessment
Share whatever paperwork you have. We verify the holding and tell you honestly whether a claim is worth pursuing.
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2
Documentation
We prepare every form, affidavit and indemnity, and tell you exactly what needs to be signed or notarised.
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3
Filing & follow-up
We file with the company, registrar, authority or lender and chase the file until it moves.
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4
Settlement
Funds or securities are credited directly to your account. You receive a closure report with every reference number.
Who is eligible
- Salaried or self-employed with demonstrable, stable income.
- Satisfactory credit history and repayment record.
- Property with clear, marketable title.
Documents required
- KYC of all applicants and co-applicants
- Income proof: salary slips and Form 16, or ITRs and financials
- Bank statements for the last six to twelve months
- Property agreement, title chain and approved plans
- Existing loan statements, for balance transfer cases
Frequently asked questions
Lenders typically fund 75 to 90 per cent of property value, capped by an EMI-to-income ratio. We calculate your realistic eligibility before you commit to a property.
No. Once processing fees, legal charges and insurance are counted, a small rate saving on a short remaining tenure often does not pay. We run the numbers both ways.
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Personal Loan
Unsecured credit at the lowest sustainable cost
Personal credit arranged quickly, but chosen carefully — because the cheapest advertised rate is rarely the cheapest loan.
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Loan Against Property
Unlock property value without selling the asset
A secured facility against residential or commercial property, at rates far below unsecured credit and with tenures that keep the EMI manageable.
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Start your claim
Start your Home Loan with Finvora
Send us the details you have. We will confirm whether a claim is viable, what it costs and how long it takes — before you commit to anything.